Debit cards can decline for various reasons:

  1. Exceeded Daily Limit:

    • You may have exceeded your Daily Limit ($1000 ATM/POS, $3,000 Credit/Signature).

  2. Fraud Monitoring:

    • Our debit monitoring service may have flagged your card for potentially fraudulent transactions.

  3. Card Damage:

    • Your debit card may be damaged.


Please contact the Interior Federal at 800-914-8619 and a Member Service Representative can help you resolve this.